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Points of View & Archive
Financial services transparency as well as competitive and innovative products for customers are being promoted by regulatory initiatives such as Europe’s Revised Payment Service Directive (PSD2) …
As banks leverage new connections with ecosystem players, they can earn revenue by monetizing their APIs.
Collaboration between Banks and FinTechs could transform existing corporate lending and credit business models
Relationships between banks and FinTechs within the lending space are evolving fast.
In the wake of open banking, banks explore customer-centric propositions and the use of APIs to enable data sharing.
With no rigid standardization guidelines or non-compliance penalties, total and efficient compliance may take more time, as 18% of survey respondents said they are still in the compliance implementation stage.
World FinTech Report 2020
No longer banking industry disruptors, BigTechs and challenger banks have opened a Pandora’s box of sky- high customer expectations. But banks can still thrive by transforming into inventive banks. The World FinTech Report 2020 from Capgemini and Efma explores how effective collaboration between inventive banks and mature FinTechs can help fill in the gaps from the front to the back office to deliver a meaningful customer and user experience.Download now