Points of View & Archive
World FinTech Report 2020
Connected Marketing at High-Velocity
Top Trends 2022 In Retail Banking
Top Trends 2022 In Commercial Banking
Open Banking as an opportunity to build robust, sustainable, and inclusive payment ecosystem
Financial services transparency as well as competitive and innovative products for customers are being promoted by regulatory initiatives such as Europe’s Revised Payment Service Directive (PSD2) …
Development of new operating and business models for banks
As banks leverage new connections with ecosystem players, they can earn revenue by monetizing their APIs.
BigTechs as a threat to banking
BigTech firms have huge customer bases and data – and they’re now venturing into the financial services domain.
Collaboration between Banks and FinTechs could transform existing corporate lending and credit business models
Relationships between banks and FinTechs within the lending space are evolving fast.
Connecting With Third-Party Providers to Drive Customer-Centricity
In the wake of open banking, banks explore customer-centric propositions and the use of APIs to enable data sharing.
Harmonization needed among conflicting regulations to enable new payments ‘ecosystem functionality’
With no rigid standardization guidelines or non-compliance penalties, total and efficient compliance may take more time, as 18% of survey respondents said they are still in the compliance implementation stage.
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World FinTech Report 2021
Covering banking in the FinTech era, the World FinTech Report 2021 from Capgemini and Efma explores how successful FinTechs have breached the profitability barrier and analyzes alternative options for banks to alleviate the competitive threat. Discover how banks can implement digital-only subsidiaries with the “right-field” approach to be successful in the FinTech era.Download now