Points of View & Archive
Financial services transparency as well as competitive and innovative products for customers are being promoted by regulatory initiatives such as Europe’s Revised Payment Service Directive (PSD2) …
As banks leverage new connections with ecosystem players, they can earn revenue by monetizing their APIs.
Collaboration between Banks and FinTechs could transform existing corporate lending and credit business models
Relationships between banks and FinTechs within the lending space are evolving fast.
In the wake of open banking, banks explore customer-centric propositions and the use of APIs to enable data sharing.
With no rigid standardization guidelines or non-compliance penalties, total and efficient compliance may take more time, as 18% of survey respondents said they are still in the compliance implementation stage.
World FinTech Report 2019
The World FinTech Report 2019 from Capgemini and Efma explores how the future is moving to a shared marketplace where banks must think beyond open banking and transition to an impending phase we call Open X.Download now