World FinTech Report 2021

Covering banking in the FinTech era, the World FinTech Report 2021 from Capgemini and Efma explores how successful FinTechs have breached the profitability barrier and analyzes alternative options for banks to alleviate the competitive threat. Discover how banks can implement digital-only subsidiaries with the “right-field” approach to be successful in the FinTech era.

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World FinTech Report 2021 Webcast

Hear about the key findings from the World FinTech Report 2021, listen to the discussions on FinTechs’ journey to profitability and incumbents operating a digital-only entity, and discover how Capgemini can help financial institutions undergo the necessary transformation with Next-Gen Financial Services.

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Disruption - Popularity - Profitability

Pandemic induced VUCA environment has forced the investors to reconsider their funding decisions, as enthusiasm heads upward for late-stage mature FinTechs. Profitability FinTechs have followed a four-step strategy (Diversification, Orchestration, Monetization, and Expansion) for long-term growth, leading to an intense competition industrywide.

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FinTech-inspired digital journey now an FS priority

Traditional banks have jumped on the transformation bandwagon to launch digital-only subsidiaries as perceived benefits outweighs efforts. Banks must adopt a right-field approach using three-dimensional process to launch and run their digital subsidiaries, while preparing for their role as Bank of the Future.

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Blogs

Open Banking as an opportunity to build robust, sustainable, and inclusive payment ecosystem

Financial services transparency as well as competitive and innovative products for customers are being promoted by regulatory initiatives such as Europe’s Revised Payment Service Directive (PSD2) …

Development of new operating and business models for banks

As banks leverage new connections with ecosystem players, they can earn revenue by monetizing their APIs.

BigTechs as a threat to banking

BigTech firms have huge customer bases and data – and they’re now venturing into the financial services domain.

Connecting With Third-Party Providers to Drive Customer-Centricity

In the wake of open banking, banks explore customer-centric propositions and the use of APIs to enable data sharing.

Harmonization needed among conflicting regulations to enable new payments ‘ecosystem functionality’

With no rigid standardization guidelines or non-compliance penalties, total and efficient compliance may take more time, as 18% of survey respondents said they are still in the compliance implementation stage.

World FinTech Report 2021

Covering banking in the FinTech era, the World FinTech Report 2021 from Capgemini and Efma explores how successful FinTechs have breached the profitability barrier and analyzes alternative options for banks to alleviate the competitive threat. Discover how banks can implement digital-only subsidiaries with the “right-field” approach to be successful in the FinTech era.

Download now
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